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A short sale, also known as a pre-foreclosure sale, is when you sell your home for less than the balance remaining on your mortgage. If your mortgage servicer agrees to a short sale, you can sell your home and pay off a portion of your mortgage balance with the proceeds. Depending on your situation you may be required to make a financial contribution toward the balance, but once the short sale is complete you’ll be relieved of your responsibility to pay any remaining balance—called a “deficiency waiver.”

A short sale is an alternative to foreclosure and may be an option if you:

  • Are ineligible to refinance or modify your mortgage
  • Are facing a long-term hardship
  • Are behind on your mortgage payments
  • Owe more on your home than it’s worth
  • Haven’t been able to sell your home at a price that covers what you still owe on your mortgage
  • Can no longer afford your home and are ready or need to leave

CSSN is a professional real estate designation meaning Certified Short Sale Negotiator. We have over 15 years experience working with short sales and happily certified with CSSN. Having this designation means we have undergone intense training to learn specifically how to negotiate through the short sale process.

Whether dealing with the seller, the buyer, the buyer’s agent, lien holders, attorneys or accounts, the CSSN is equipped with professional negotiation techniques and skills that will bring the best possible outcome given the market situation and your personal circumstances.


Short Sale


Cost To You Potentially None Potentially None
Privacy Public Information Discreetly
How It's Sold Sold with a Realtor Sold at a Public Auction
Who is in Control The Borrower The Lender
Credit Hit 50-150+ points 200-400+ points
Credit Reporting Settled for less than owed Foreclosure Sale
Time on Credit 12-18 Months 7-10 Years
Future Home Purchase Immediately - 2 Years 5-7 Years
Deficiency Rights We negotiate for the lender to forgive the balance & release borrower from the deficiency. Lender may pursue homeowner for the loss.

* Every short sale is different and we need to assess your situation and discuss your options. Not all
lenders will agree to a short-sale but in almost all cases, it’s better to short sale than let your home foreclose.

Let's Create A Game-Plan

We understand the strategies of foreclosure prevention, and we will be
more than glad to help you salvage your situation and save your asset. 

Call A Certified Short Sale Specialist



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more information about any of our services.

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Rize Real Estate Group
10718 S. Beckstead Ln. #201-7
South Jordan, UT 84095

Did You Know?

On average, we sell homes for 2.7% more than our competition.

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